diff --git a/main.py b/main.py
index ec24bf4..3b6e2c3 100644
--- a/main.py
+++ b/main.py
@@ -1,4 +1,4 @@
-# SplitBuddy — Flask app with ratio-based splits (You vs Idan)
+# SplitBuddy — Flask app with bills/transfer + payer toggle
 from __future__ import annotations
 import os, sqlite3, csv, io, datetime as dt
 from typing import Optional
@@ -8,7 +8,7 @@ app = Flask(__name__)
 
 DB_PATH  = os.environ.get("SPLITBUDDY_DB", "splitbuddy.db")
 CURRENCY = "₪"
-PERSON_A = os.environ.get("SPLITBUDDY_ME", "Me")      # you
+PERSON_A = os.environ.get("SPLITBUDDY_ME", "Me")        # you
 PERSON_B = os.environ.get("SPLITBUDDY_ROOMIE", "Idan")  # roommate
 
 # ------------------------- DB helpers --------------------------- #
@@ -26,38 +26,36 @@ def close_db(_=None):
 
 def init_db():
     db = get_db()
-    # Base table
     db.execute("""
         CREATE TABLE IF NOT EXISTS entries (
             id INTEGER PRIMARY KEY AUTOINCREMENT,
             created_at TEXT NOT NULL,
-            total REAL NOT NULL DEFAULT 0,   -- total bill amount
-            payer TEXT NOT NULL DEFAULT 'A', -- 'A' (you) or 'B' (Idan)
-            a_share REAL NOT NULL DEFAULT 0.5, -- your share as fraction (0..1)
+            kind TEXT NOT NULL DEFAULT 'bill',  -- 'bill' | 'transfer'
+            total REAL NOT NULL DEFAULT 0,      -- total amount
+            payer TEXT NOT NULL DEFAULT 'A',    -- 'A' (you) or 'B' (Idan)
+            a_share REAL NOT NULL DEFAULT 0.5,  -- your share (0..1), only for bills
             method TEXT NOT NULL DEFAULT 'cash',
             note   TEXT
         )
     """)
-    # Migrate older schema (from signed amount version)
-    # If old columns exist, add new if missing
-    try:
-        db.execute("ALTER TABLE entries ADD COLUMN total REAL")
-    except sqlite3.OperationalError:
-        pass
-    try:
-        db.execute("ALTER TABLE entries ADD COLUMN payer TEXT")
-    except sqlite3.OperationalError:
-        pass
-    try:
-        db.execute("ALTER TABLE entries ADD COLUMN a_share REAL")
-    except sqlite3.OperationalError:
-        pass
-    # If we had old 'amount' signed records and 'total' is NULL, map amount→total and infer payer/a_share=0.5
+    # Migrations for older versions
+    for col, ddl in [
+        ("kind",   "ALTER TABLE entries ADD COLUMN kind TEXT NOT NULL DEFAULT 'bill'"),
+        ("total",  "ALTER TABLE entries ADD COLUMN total REAL"),
+        ("payer",  "ALTER TABLE entries ADD COLUMN payer TEXT"),
+        ("a_share","ALTER TABLE entries ADD COLUMN a_share REAL"),
+    ]:
+        try:
+            db.execute(ddl)
+        except sqlite3.OperationalError:
+            pass
+    # Normalize NULLs from legacy rows
     db.execute("""
         UPDATE entries
-        SET total = COALESCE(total, 0),
-            payer = COALESCE(payer, CASE WHEN total IS NOT NULL THEN 'A' ELSE 'A' END),
-            a_share = COALESCE(a_share, 0.5)
+        SET kind   = COALESCE(kind, 'bill'),
+            total  = COALESCE(total, 0),
+            payer  = COALESCE(payer, 'A'),
+            a_share= COALESCE(a_share, 0.5)
     """)
     db.commit()
 
@@ -71,7 +69,7 @@ BASE = r"""
   <link rel="preconnect" href="https://fonts.googleapis.com"><link rel="preconnect" href="https://fonts.gstatic.com" crossorigin>
   <link href="https://fonts.googleapis.com/css2?family=Inter:wght@400;600;700&display=swap" rel="stylesheet">
   <style>
-    :root{ --bg:#0f1115; --card:#141822; --muted:#8c93a6; --ok:#19c37d; --bad:#ef4444; --fg:#e6e7eb; --acc:#4ea1ff; --edge:#202637;}
+    :root{ --bg:#0f1115; --card:#141822; --muted:#8c93a6; --ok:#19c37d; --bad:#ef4444; --fg:#e6e7eb; --edge:#202637;}
     *{ box-sizing:border-box } body{ margin:0; font-family:Inter,system-ui; background:var(--bg); color:var(--fg) }
     .wrap{ max-width:980px; margin:24px auto; padding:0 16px } header{ display:flex; gap:12px; align-items:center; justify-content:space-between; margin-bottom:16px }
     .h1{ font-size:24px; font-weight:700 } .pill{ display:inline-flex; gap:8px; padding:8px 12px; border-radius:999px; background:var(--card); border:1px solid var(--edge); font-size:14px }
@@ -81,8 +79,11 @@ BASE = r"""
     form .row{ display:flex; gap:10px; flex-wrap:wrap }
     input, select{ background:#0d1117; border:1px solid #263041; color:var(--fg); border-radius:10px; padding:10px; outline:none }
     input[type="number"]{ max-width:160px } input[type="text"]{ flex:1 }
-    .seg{ display:inline-flex; border:1px solid #263041; border-radius:10px; overflow:hidden } .seg input{ display:none } .seg label{ padding:8px 10px; cursor:pointer; background:#0d1117 }
+    .seg{ display:inline-flex; border:1px solid #263041; border-radius:10px; overflow:hidden } .seg input{ display:none } .seg label{ padding:8px 10px; cursor:pointer; background:#0d1117; user-select:none }
     .seg input:checked + label{ background:#182033; color:#b6d1ff }
+    .toggle{ display:inline-flex; border:1px solid #263041; border-radius:10px; overflow:hidden }
+    .toggle input{ display:none } .toggle label{ padding:8px 12px; cursor:pointer; background:#0d1117; user-select:none; min-width:100px; text-align:center }
+    .toggle input:checked + label{ background:#183033; color:#b6d1ff }
     button.btn{ background:#1f6fe8; border:none; color:#fff; padding:10px 14px; border-radius:10px; cursor:pointer }
     button.btn.secondary{ background:#273244 } button.btn.danger{ background:#c92a2a }
     table{ width:100%; border-collapse:collapse } th, td{ border-bottom:1px solid #222b3b; padding:10px; text-align:left; font-size:14px }
@@ -95,6 +96,22 @@ BASE = r"""
       const el = document.getElementById('a_share');
       el.value = pct.toFixed(2);
     }
+    function onKindChange(kind) {
+      const shareWrap = document.getElementById('share-wrap');
+      const presets   = document.getElementById('presets');
+      if (kind === 'transfer') {
+        shareWrap.style.display = 'none';
+        presets.style.display = 'none';
+      } else {
+        shareWrap.style.display = '';
+        presets.style.display = '';
+      }
+    }
+    document.addEventListener('DOMContentLoaded', () => {
+      const kindRadios = document.querySelectorAll('input[name="kind"]');
+      kindRadios.forEach(r => r.addEventListener('change', () => onKindChange(r.value)));
+      onKindChange(document.querySelector('input[name="kind"]:checked').value);
+    });
   </script>
 </head>
 <body>
@@ -119,25 +136,31 @@ BASE = r"""
         <h2>Add entry</h2>
         <form method="post" action="{{ url_for('add') }}">
           <div class="row">
-            <input type="number" step="0.01" min="0" name="total" placeholder="Total amount" required>
-            <select name="payer">
-              <option value="A">{{ A }} paid</option>
-              <option value="B">{{ B }} paid</option>
+            <div class="seg" title="Entry type">
+              <input type="radio" id="k_bill" name="kind" value="bill" checked><label for="k_bill">Bill</label>
+              <input type="radio" id="k_xfer" name="kind" value="transfer"><label for="k_xfer">Transfer</label>
+            </div>
+            <div class="toggle" title="Who paid / who sent">
+              <input type="radio" id="payer_a" name="payer" value="A" checked><label for="payer_a">{{ A }}</label>
+              <input type="radio" id="payer_b" name="payer" value="B"><label for="payer_b">{{ B }}</label>
+            </div>
+            <input type="number" step="0.01" min="0" name="total" placeholder="Amount" required>
+            <select name="method">
+              <option>cash</option><option>transfer</option><option>other</option>
             </select>
+          </div>
+          <div class="row" id="share-wrap" style="margin-top:8px">
             <input id="a_share" type="number" step="0.01" min="0" max="100" name="a_share_pct" placeholder="{{ A }} share %" value="50.00" title="{{ A }}'s share (%)">
+            <input type="text" name="note" placeholder="Reason (e.g. rent, groceries, washer)" style="flex:1">
+            <input type="datetime-local" name="created_at" value="{{ now_local }}">
+            <button class="btn" type="submit">Add</button>
           </div>
-          <div class="row" style="margin-top:8px">
+          <div class="row" id="presets" style="margin-top:8px">
             <div class="seg" title="Quick presets">
               <input type="radio" id="p50" name="preset" onclick="setShare(50)" checked><label for="p50">50/50</label>
               <input type="radio" id="p66" name="preset" onclick="setShare(66.6667)"><label for="p66">{{ A }} 2/3</label>
               <input type="radio" id="p33" name="preset" onclick="setShare(33.3333)"><label for="p33">{{ A }} 1/3</label>
             </div>
-            <select name="method">
-              <option>cash</option><option>transfer</option><option>other</option>
-            </select>
-            <input type="text" name="note" placeholder="Reason (e.g. rent, groceries, washer)">
-            <input type="datetime-local" name="created_at" value="{{ now_local }}">
-            <button class="btn" type="submit">Add</button>
           </div>
         </form>
       </section>
@@ -160,11 +183,12 @@ BASE = r"""
         <thead>
           <tr>
             <th style="width:160px">Time</th>
-            <th>Payer</th>
+            <th>Type</th>
+            <th>Payer/Sender</th>
             <th>Reason</th>
             <th>Method</th>
             <th class="num">Your share %</th>
-            <th class="num">Total</th>
+            <th class="num">Amount</th>
             <th class="num">Δ Balance</th>
             <th style="width:120px"></th>
           </tr>
@@ -173,10 +197,11 @@ BASE = r"""
         {% for e in entries %}
           <tr>
             <td>{{ e.created_at }}</td>
+            <td>{{ e.kind }}</td>
             <td>{{ A if e.payer=='A' else B }}</td>
             <td>{{ e.note or '—' }}</td>
             <td>{{ e.method }}</td>
-            <td class="num">{{ '%.2f'|format(e.a_share*100) }}%</td>
+            <td class="num">{{ e.kind == 'bill' and ('%.2f'|format(e.a_share*100) ~ '%') or '—' }}</td>
             <td class="num">{{ currency }}{{ '%.2f'|format(e.total) }}</td>
             <td class="num {{ 'pos' if e.delta>0 else 'neg' if e.delta<0 else '' }}">
               {{ currency }}{{ '%.2f'|format(e.delta) }}
@@ -208,11 +233,15 @@ class Summary:
     def __init__(self, total: float, count: int, latest: Optional[str], by_method: ByMethod):
         self.total = total; self.count = count; self.latest = latest; self.by_method = by_method
 
-def _delta_for_entry(total: float, payer: str, a_share: float) -> float:
+def _delta_for_entry(kind: str, total: float, payer: str, a_share: float) -> float:
     """
     Positive => YOU owe Idan. Negative => Idan owes YOU.
-    delta = (your_share * total) - (total if YOU paid else 0)
+    - bill:  delta = (your_share * total) - (total if YOU paid else 0)
+    - transfer: delta = -total if YOU sent; +total if Idan sent
     """
+    if kind == "transfer":
+        return -total if payer == "A" else total
+    # bill
     paid_by_a = total if payer == "A" else 0.0
     return a_share * total - paid_by_a
 
@@ -225,14 +254,14 @@ def _ensure_db():
 def index():
     db = get_db()
     rows = db.execute("""
-        SELECT id, created_at, total, payer, a_share, method, note
+        SELECT id, created_at, kind, total, payer, a_share, method, note
         FROM entries
         ORDER BY datetime(created_at) DESC, id DESC
     """).fetchall()
     entries = []
     for r in rows:
         e = dict(r)
-        e["delta"] = _delta_for_entry(e["total"], e["payer"], e["a_share"])
+        e["delta"] = _delta_for_entry(e["kind"], e["total"], e["payer"], e["a_share"])
         entries.append(e)
 
     total_balance = sum(e["delta"] for e in entries) if entries else 0.0
@@ -255,25 +284,27 @@ def index():
 
 @app.post("/add")
 def add():
+    kind = (request.form.get("kind") or "bill").strip().lower()
+    payer = (request.form.get("payer") or "A").strip().upper()
     total = request.form.get("total", type=float)
-    payer = request.form.get("payer", "A").strip().upper()
     a_share_pct = request.form.get("a_share_pct", type=float)
     method = (request.form.get("method") or "cash").strip().lower()
     note = (request.form.get("note") or "").strip()
     created_at = request.form.get("created_at") or _now_local_iso_min()
 
-    if total is None or total < 0:
-        return redirect(url_for("index"))
-    if payer not in ("A", "B"):
-        payer = "A"
-    if a_share_pct is None:
-        a_share_pct = 50.0
-    a_share = max(0.0, min(100.0, a_share_pct)) / 100.0
+    if total is None or total < 0: return redirect(url_for("index"))
+    if payer not in ("A","B"): payer = "A"
+    if kind not in ("bill","transfer"): kind = "bill"
+
+    a_share = 0.5
+    if kind == "bill":
+        if a_share_pct is None: a_share_pct = 50.0
+        a_share = max(0.0, min(100.0, a_share_pct)) / 100.0
 
     db = get_db()
     db.execute(
-        "INSERT INTO entries (created_at, total, payer, a_share, method, note) VALUES (?, ?, ?, ?, ?, ?)",
-        (created_at, total, payer, a_share, method, note),
+        "INSERT INTO entries (created_at, kind, total, payer, a_share, method, note) VALUES (?, ?, ?, ?, ?, ?, ?)",
+        (created_at, kind, total, payer, a_share, method, note),
     )
     db.commit()
     return redirect(url_for("index"))
@@ -289,17 +320,18 @@ def delete(entry_id: int):
 def export_csv():
     db = get_db()
     rows = db.execute("""
-        SELECT id, created_at, total, payer, a_share, method, note
+        SELECT id, created_at, kind, total, payer, a_share, method, note
         FROM entries
         ORDER BY datetime(created_at) DESC, id DESC
     """).fetchall()
     buff = io.StringIO()
     w = csv.writer(buff)
-    w.writerow(["id","created_at","payer","a_share_pct","total","method","note","delta"])
+    w.writerow(["id","created_at","kind","payer","a_share_pct","total","method","note","delta"])
     for r in rows:
         a_share_pct = float(r["a_share"]) * 100.0
-        delta = _delta_for_entry(r["total"], r["payer"], r["a_share"])
-        w.writerow([r["id"], r["created_at"], r["payer"], f"{a_share_pct:.2f}", f"{r['total']:.2f}", r["method"], r["note"] or "", f"{delta:.2f}"])
+        delta = _delta_for_entry(r["kind"], r["total"], r["payer"], r["a_share"])
+        w.writerow([r["id"], r["created_at"], r["kind"], r["payer"], f"{a_share_pct:.2f}",
+                    f"{r['total']:.2f}", r["method"], r["note"] or "", f"{delta:.2f}"])
     buff.seek(0)
     return send_file(io.BytesIO(buff.read().encode("utf-8")), mimetype="text/csv",
                      as_attachment=True, download_name="splitbuddy_export.csv")